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1.Kemper P., Komisar H.L., Alecxih L., "Long-term Care Over an Uncertain Future: What Can Current Retirees Expect?" Inquiry, Winter 2005/2006. 42(4): 335–350. 2.U.S. Department of Health & Human Services, “Medicare & You 2015,” www.Medicare.govwww.medicare.gov/Pubs/pdf/10050.pdf revised December 2014. 3.Lincoln Financial Group and Hanover Research, “Managing Long-Term Care Risks,” October 2014. https://www.lfg.com 4.National Center on Caregiving, "Women and Caregiving: Facts and Figures," Family Caregiver Alliance, https://www.caregiver.org/women-and-caregiving-facts-and-figures, February 2015.

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At age 65, Americans have a 70% chance of needing some form of long-term care assistance1.

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